Twinkle and Blink Services

Industry Solutions

Compliance that keeps your fintech licensed and scaling.

For a Nigerian fintech, compliance is a licence to operate. Regulators treat payment and lending platforms as high-risk, and a weak programme is the fastest way to lose a banking partner or stall a licence. We build compliance infrastructure that satisfies the CBN and NFIU without slowing your product down.

The compliance reality for fintechs

Onboarding flows that prioritise conversion over proper KYC verification
Transaction monitoring that generates alerts nobody reviews
Uncertainty about which CBN and NFIU obligations actually apply to your model
Banking partners demanding evidence of an AML/CFT programme before they'll work with you

What you need to stay on top of

AML/CFT & KYC

Customer due diligence, transaction monitoring, and suspicious transaction reporting to the NFIU.

CBN Guidelines

Alignment with the licensing conditions and regulatory guidelines that govern your product category.

Data Protection (NDPR/NDPA)

Lawful processing, consent, security, and breach handling for customer data.

SCUML

Registration where your activities fall within designated non-financial business categories.

How we help

AML/CFT Compliance

Programme design, transaction monitoring tuned to your volumes, KYC optimisation, and SAR support.

Data Governance

NDPR/NDPA-aligned data protection frameworks that hold up to enterprise and partner due diligence.

Regulatory Consulting

A clear map of your CBN, NFIU, and CAC obligations, with the systems to meet them consistently.

Not sure where your fintechs business stands?

Book a free consultation and we'll map your specific obligations and give you a clear plan.

Book a Free Consultation